Fall Checklist for Homeowners

Fall leaves in a gutter on a house

Here are a few tips to help get your house ready for winter.

  1. 1Have your heating system checked by a licensed heating contractor. Replace dirty furnace filters. 
  2. 2Have chimneys and flues inspected and cleaned if necessary. 
  3. 3Drain and winterize outdoor faucets and irrigation systems.
  4. 4Clean your gutters. Overflowing water from clogged gutters can damage your roof and lead to cracks in your home's foundation.
  5. 5Check the supports, stairs, and railings on porches and decks. Make sure the handrails can support someone grabbing them to prevent from slipping on snow or ice.
  6. 6Test smoke and carbon monoxide monitors, inspect (or purchase) fire extinguishers and review fire escape plans.


The information presented in this document is for informational and educational purposes only. It is intended to assist individuals, farmers, and business owners in identifying common hazards/risks and considering proactive loss prevention or loss mitigation actions. For information related to specific loss hazards, please contact your insurance agent.

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