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The Independent Agency System
We are deeply committed to the independent insurance agency system as our only form of distribution. We strongly believe that policyholders receive the best service from independent agents who are located in their communities.

How is the independent agent different from the captive agent or the telephone representative?

Some agents represent only one company. When your insurance needs change you may have to find another company and thus another agent. The telephone representative may also represent only one company with the added burden of providing telephone contact only.
We choose to market our products exclusively through independent agents and are confident that our products can stand up to the competition. By not being a 'captive' agent or representing only one insurance company, independent agents have your best interest at heart. Your agent doesn't have to place your business with us, but when we are selected, it means that Indiana Farmers Mutual Insurance has provided an outstanding price and product to meet your needs.