 After an Auto Accident
A car accident can leave you scared and sometimes incapable of making a clear decision. Taking the following steps may save lives and may also make the claims process easier.
Assess the situation: - If anyone is injured, phone for medical help and the police.
- Use common sense; move your vehicle to the side of the road if it is creating a hazard.
- Do not get out of your vehicle if the area you are in appears unsafe.
- Do not leave the scene of an accident until you are advised by a police officer to do so (regardless of your part in the accident, you could be ticketed for leaving the scene).
Take reasonable steps to prevent further damage and warn approaching motorists by: - Turning on your vehicle’s flashers if operable.
- Setting up flares or other reflective devices, starting 50 feet behind your vehicle. (Don’t use flares near leaking auto fluids.)
- Raising the hood of your vehicle.
Write down:- Names, addresses and telephone numbers of all drivers and passengers involved in the accident.
- License plate numbers
- Make and model of each car
- Insurance information
- Names, addresses and telephone numbers of witnesses
- Names and badge numbers of police officers or other emergency personnel
- The details of the accident while the events are still fresh in your mind
Call your agent or Indiana Farmers Mutual as soon as possible. Remember, your agent is there for you and can help you deal with the aftermath of an accident. Don't hesitate to ask questions or ask for help.
Interacting at the Scene of the Accident- Remain calm and courteous.
- Do not discuss fault for the accident with the other party.
- Cooperate with the police and any other emergency personnel at the scene.
- Have your license, registration and insurance card available.
- Do not accept monetary compensation at the accident scene.
- Do not discuss the specifics of the accident with anyone except a police officer or your independent insurance agent.
We suggest that you print these instructions and place a copy in each of your vehicles' glove compartments.
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